Financial advice for older carers

John_Robertshaw.jpgCarers Week 2016 – Many carers don’t claim the benefits they are entitled to. 

Informal carers bring huge benefits to individuals and communities but often struggle financially as a result of putting others before themselves. Although informal carers are not paid, they are often entitled to extra benefits which they either don’t know about or don’t access.

Disability, health related and carers’ benefits are some of the most under-claimed benefits that are out there. 

Individuals receiving care or support might be able to access benefits such as the Attendance Allowance, Personal Independence Payment or Disability Living Allowance. If you are providing care and support, and the person you are helping is in receipt of any of the above benefits, you may be able to claim benefits such as Carer’s Allowance.

There is information available about all the above benefits, for example on the Gov.uk website or from organisations like Age UK or Carers UK.

The rules about Carer’s Allowance can be quite complex, especially if you're over pensionable age, but in some cases it is still worthwhile applying for it. Due to the complexity of the rules, it is always better to double check before you make a claim. If you are a Housing & Care 21 customer, you can access the Financial Wellbeing Team for assistance. If you are not with Housing & Care 21, organisations like the Citizens Advice Bureau or Age UK will be able to advise and assist you.

As part of Carers’ Week, Housing & Care 21 has pledged to continue to build and invest in Retirement Housing and Extra Care courts that provide supportive environments for older carers. Throughout the planning and delivery of our services, we will remember the important role they can play in allowing carers to continue to care for their loved ones as part of an understanding and helpful community, while maintaining their independence.

Published by John Robertshaw, Financial Wellbeing Advisor